With combined assets of 100 Billion, the purchasing power of IBAT member banks is an awesome negotiating factor! The IBAT Services Board's first question to the applicant is always... "What exclusive advantage will each IBAT member receive should your product or service be endorsed?" As a result, IBAT members have saved in excess of 20 Million by using Endorsed Service Providers (ESPs) over the past 17 years! If you're looking at new opportunities or reviewing current contracts, peruse the list of endorsements and identify the ESPs that make the most sense for your bank's strategic plan! IBAT Services Mission Statement Enhancing profitability of community banks by marketing quality products and services.